How can I open a bank account to get my benefit payments?

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Last revised: 10 October 2008

Some people can have difficulties in obtaining a bank account, especially for those with previous or existing debt problems. However the government has stated that banks need to make a "basic bank account" available to everyone, including those with poor credit records.

These basic bank accounts can be used to deposit your Housing Benefit cheque, or arrange to have this paid directly into the account by bacs transfer.  They will not normally give you a cheque book,. overdraft or debit card, but you can set up direct debits, standing orders and withdraw cash.

For more information and details of what our local banks can offer please see our  Guide to Opening a Basic Bank Accounts

If you are concerned about any aspect of paying your benefit into a bank account, and being able to pay your rent please contact us to discuss your concerns and we can offer advice

You may also find further useful advice in this advice leaflet from the Citizens Advice Bureau -please click on the link below

Advice Guide - Banks and Building Societies